No “MiCA 2.0 for Now”: The EU’s Focus Shifts to Tokenizing RWAs
The European Union is shifting gears. Forget MiCA 2.0 — the next big move is real-world asset (RWA) tokenization. According to Peter Kerstens, adviser to the European Commission and widely known as the “father of MiCA,” the Commission is preparing Savings and Investment Union (SIU)
Peter Kerstens: “No MiCA 2.0 for Now”
The architect of MiCA has spoken: regulatory focus is moving beyond crypto oversight.
“I do think that what we should focus on — rather than trying to correct or improve MiCA — is something much bigger, much more important: the tokenization of financial instruments, also called real-world assets.”
— Peter Kerstens, European Commission Adviser
While MiCA (Markets in Crypto-Assets) brought clarity to crypto issuers and service providers, the next phase is about transforming traditional finance.
Europe’s Next Big Move: The Savings and Investment Union (SIU)
The SIU is Europe’s blueprint for a unified, blockchain-powered capital market.
| Goal | How Blockchain Helps |
|---|---|
| Integrate Fragmented Markets | Cross-border tokenized assets reduce friction |
| Channel Savings into Investments | Fractional ownership opens access to retail |
| Increase Efficiency & Transparency | Near-instant settlement, 24/7 clearing, audit trails |
The SIU aims to:
- ✅ Tokenize equities, bonds, and derivatives
- ✅ Leverage DLT for post-trade efficiency
- ✅ Boost investor participation across the EU
This isn’t speculation — it’s institutional-grade financial evolution.
Upgrading the DLT Pilot Regime
Launched in March 2023, the DLT Pilot Regime allowed 9 institutions to test tokenized securities under regulatory supervision.
Now, it’s set for an upgrade:
- 🚀 More participants
- 📈 Broader asset classes
- 🔗 Integration with Euroclear and TARGET2
The pilot has already proven success:
- ✅ Ondo Finance tokenized U.S. Treasuries on Ethereum
- ✅ Franklin Templeton launched a tokenized fund on Solana
- ✅ SBI Group and Guggenheim exploring EU RWA frameworks
These insights will shape the EU’s full-scale RWA rollout.
Why This Matters for Crypto & DeFi
This is a massive win for blockchain adoption.
| Chain | RWA Progress |
|---|---|
| Ethereum | Ondo, Maple Finance, Centrifuge |
| Solana (SOL) | Franklin Templeton fund, $500M+ in tokenized assets |
| Aave (AAVE) | Launching arcadeum, a regulated RWA lending layer |
With EU backing, tokenized RWAs could unlock trillions in illiquid assets — from real estate to private equity.
Could Ozak AI Be the Data Layer for RWA Finance?
As institutions tokenize assets, they’ll need AI-powered analytics to price, predict, and manage risk.
Enter Ozak AI (OZ) — a CertiK-audited, predictive AI network for advanced data analytics & interpretation.
✅ Why It Fits the RWA Trend
- 🔐 Secured & Audited by CertiK — trusted infrastructure
- 🧠 Predictive AI — forecasts market trends and asset performance
- 💰 Presale Live (Phase 4) — $OZ at $0.012
- 🎯 10 Billion Supply (Hard Cap) — deflationary model
- 🤝 10% Referral Bonus — community-driven growth
With $2.5M+ raised, Ozak AI is building the intelligence layer for the tokenized economy.
Final Outlook: The Future Is Tokenized — And AI-Powered
The EU isn’t just regulating crypto anymore — it’s building the future of finance.
With:
- ✅ No MiCA 2.0 — focus shifts to RWA tokenization
- ✅ SIU proposals coming in December
- ✅ DLT Pilot upgrade underway
- ✅ Solana, Ethereum, Aave already leading in RWA
…this is the beginning of institutional blockchain adoption at scale.
Because in 2025,
The most valuable assets won’t be native to crypto…
They’ll be real-world assets, tokenized, and powered by AI.
And right now,
that future is being built.
